Accounts Receivable Financing
Moniva Capital Group is a premier national lender providing financing to small and medium sized
businesses nationwide.

Unlock the Cash Tied Up in Your Receivables.
Do you sell your products or services to businesses that pay in 30, 60, 90 days… or more? Then Moniva Capital has a liquidity solution for you. Accounts receivable financing—also called “factoring”—is the purchase of accounts receivable invoices at a discounted price. Through factoring, you’re selling an asset—your accounts receivable invoices—rather than a debt. Think of it as outsourcing your accounts receivable department with the result of gaining fast access to cash for your company. And, because accounts receivable financing is based on your customers’ credit, we can even finance your company if you’re a start-up, if you’re losing money or if you’re in bankruptcy.

The “Factors” who manage your accounts receivable invoices provide valuable services to you, including conducting customer credit checks, notifying you of risks and providing detailed monthly statements. Qualifying accounts even get free credit insurance.

The Advantages

• Cash in 24 Hours
• No Personal Guarantees
• We Finance Any Type of Business
• No Recourse Even if the Account Does Not Pay
• Credit Insurance on Your Clients At No Cost To You
• No Arbitrary Loan Board Decisions, No Fixed Payments
• As Sales and Receivables Increase, Funding Increases
• Focus On Your Business, Not Collections
  

Use of Proceeds

• Fund payroll or other operating expenses
• Purchase inventory to take advantage of bulk/early payment discounts
• Fund expansion and growth
• Respond to seasonal demands and opportunities
• Take on that next large account with confidence
• Great for your business

Contact us today at 248-465-8642 and one of our financial specialists will give you a
no-cost analysis of how we can help your company thrive.